Ad hominem isn’t when you insult people AND make an argument its when you insult people INSTEAD of making an argument.
User initially believes that this is only a Linux issue because its almost entirely discussed on forums frequented by technical people who often use Linux whereas forums full of Windows gamers are equally effected but ignorant of the topic.
I think you misunderstand. He didn’t have the financial wherewithal to acquire a home of any sort because a down payment was expected even of the shitty condo. He didn’t have the money then he doesn’t have the money now he’s on the same shitty treadmill that the rest of us in the permanent underclass are.