My retirement fund that I just started was worth $15k in December of 2021. Then, May of 2022, our area was hit really hard. My retirement plan went down to $7k. Today, it’s worth $11k. I lost $4k on my retirement plan. It’s invested in total market funds, some tech, some big cap companies, and healthcare. But every sector has been ravaged by the stock market changes.
My retirement account has roughly doubled between Dec 2021 and now, I basically only invest in mutual funds and ETFs with a medium risk, low fees, and high return according to Morningstar ratings (I’m not sure how reliable those metrics are but it’s what shows up when browsing funds on fidelity and it seems to be picking good options so far)