Best options by far for financial privacy are cash and Monero.
How can you buy things with monero? What merchants (online or in person) accept it?
More and more merchants are beginning to accept it directly and you can check out the Monerica directory, XMRBazaar or Monero Market to find them. If you cannot find what you need directly for monero then you can get thousands of merchant gift cards from Coinsbee, Coin Cards, or Cake Pay.
No. Privacy is illegal in the banking/financial system.
As it should be IMHO. Nothing is stopping you dropping cash for shit in the untracked economy which is massive but if you want to be a part of the larger system and all its benefits you need to be prepared to play by the rules that are designed by and large to protect people.
In the government-controlled fiat system, you are right. In Monero, you are wrong.
does your supermarket accept payments in Monero?
Ive spent years buying groceries with crypto. Just buy their gift cards with it
All of this seems straight worse than cash. Is cash not an option?
Not to people with a financial interest in promoting Monero.
Cash doesn’t work so well for online payments.
Yeah, I pay with cash unless I’m getting something delivered.
Isn’t the entire credit industry built on spying on your financial behavior to be able to decide your credit score to begin with?
That’s certainly true
Its called monero. You can buy gift cards with it
