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It blows our hivemind that the United States doesn’t use the ISO 216 paper size standard (A4, A5 and the gang).
Like, we consider ourselves worldly people and are aware of America’s little idiosyncrasies like mass incarceration, the widespread availability of assault weapons and not being able to transfer money via your banking app, but come on - look how absolutely great it is to be European:
The American mind cannot comprehend this diagram
[Diagram of paper sizes as listed below]
ISO 216 A series papers formats
AO
A1
A3
A5
A7
A6
Et.
A4
Instead, Americans prostrate themselves to bizarrely-named paper types of seemingly random size: Letter, Legal, Tabloid (Ledger) and all other types of sordid nonsense. We’re not even going to include a picture because this is a family-friendly finance blog.
Aside from the 1 to √2 ratio, the area of A0 paper is exactly 1m². People behind ISO 216 thought of everyting.
Wait, the US genuinely doesn’t use A4 etc.?
We have trouble fitting all our freedom on your kooky, internationally-recognized sizes
Here’s a comparison using the most sensible units possible:
Ngl as a Canadian, I implicitly thought 8.5x11 was A4. Well that’s dumb, we should switch.
The US also doesn’t officially use the metric system sigh.
Yes, yes we DO use the metric system officially. In the early 1970’s the metric system was made the official standard for weights and measures.
What we didn’t do was force everyone to use it at 3:11AM 11/21/1974. It was decided to take a longer approach and let the change happen naturally and it has happened.
Everything in the grocery store is marked with metric weights and volumes. We buy butter by the gram, soda pop by the liter and whisk(e)y buy the milliliter. And everyone is looking for that same missing 10mm socket/wrench. (Where does do those things go anyway?)
How much more metric do we really need to adopt?
Well, milk is still sold by the gallon, butter is still divided into tablespoons, nutrition facts are still defaulted to cups and ounces. Wood is still sold by the foot or yard, cars still measure speed in miles per gallon, people still know their height and weight in feet and inches and pounds.
Could be worse but could be a lot better, too.
Wait a second if the bank app can’t transfer money how do they do it? Just barter with guns? Are the bullets like coins?
We have a fee-free bank-to-bank transfer system that is based on pre-digital technology that takes 2-3 business days. We often call it “direct deposit” or automated clearing house (ACH). It’s often used for payroll and paying bills.
Now, we could probably make this payment system instantaneous relatively effortlessly (and thus useful for regular in-store purchases), but the banks lobby against this so they can continue to charge us fees and interest to over-use credit cards. (Interestingly enough, credit and debit cards all use direct deposit on the backend to actual transfer funds between parties).
This is all fine and dandy for most people because they simply can’t imagine doing things a more consumer-friendly way.
We have a fee-free bank-to-bank transfer system that is based on pre-digital technology that takes 2-3 business days. We often call it “direct deposit” or automated clearing house (ACH).
Ah, right, kinda like SEPA Credit Transfer. You do need a persons IBAN which is a bit long, but their name is validated so you usually send it to the right person.
Now, we could probably make this payment system instantaneous relatively effortlessly
Ooh, cool, kinda like SEPA Instant Credit Transfer, which transfers money within ten seconds to bank accounts using the above mentioned number.
This is all fine and dandy for most people because they simply can’t imagine doing things a more consumer-friendly way
And that’s why, in the Netherlands, Tikkie took the country by storm. It is an app that allows you to use iDEAL (a web-based payment system, soon rolled out in Germany and Belgium as Vero) to send money to friends. Usually takes one pin and three taps to send it, and have it instantly appear on the account of the recipient.
