I never understood the 5-year plan thing
How the fuck am I gonna know what’s gonna happen
It’s more about giving yourself a goal to work toward. Yes, things change and are not always within your ability to control. Be fluid with your goals, but continue to work for them.
Example:
My 5-year plan at work is to be promoted into management. My 5-year plan for retirement is to double what I’m investing each month. My 5-year plan for my house is to save up to build a backyard patio and rebuild my outdated deck.
Easy-peasy. They’re not super specific, and when things happen, I’ll adjust to accommodate. But it gives me something to focus on in the long term.
Management? Fuck that, I don’t need to deal with more other people’s bullshit.
Double what you’re investing each month? If you start with a dollar, you’ll be investing almost $17MM/mo. after two years. Maybe that’s not the best goal.
The deck project is a good idea tho
As a 40 years old I feel attacked
